For folks short 1 or 2 points of karma, remember the trade system. I don't have the next chapter written up yet (but I've got about 20 hours of flight time coming up in the next 5 days, so I should be able to get at least some of that done), however the next run will be ~5-7 days later. This gives you a week of "downtime" to use as you see fit. Including Working for the Man/People. I'm not going to be a hard ass on the time and say that you can both train *and* put in work. Buying/trading qualities takes 0 time, everything else is RAW unless you've a reasonable explanation for why it shouldn't be.
Tec: I'm totally cool with the trade. You've *definitely* been playing the character as Outspoken and not just Biased. Even in your fluff.
RnB: Getting Counter Spelling == good idea

And yeah, hold off on the Focus. It's a little unbalancing for everything else right now. But you're a badass and have a badass focus that you'll be able to rock. IC-wise, your Mentor Spirit is suggesting you hold off for reasons that are currently beyond your ken. In due time you'll come to understand them.
BN: As noted above, you've a week of downtime. If there's something you want to do that'll take longer than that, just lemme know and we can figure out how to make that work. Either you won't get to apply the benefits until after the next run, or something else will become clear (though I don't think anything you can get for less than 20 karma or so takes more than a week).