I know. I took the full 7/7 to lock in the 35 in case I found a need for all 7 points. I'm almost done with the char and found myself only 'needing' 5/7 so I am going to free up 10 karma for a spell or two i think....
Just mentioning it:
At char creation is the only time you can get PP for karma. After that the only way you can get PP is through Initiation and taking the PP metamagic. You don't get auto points through magic like Adepts do, and you can't buy it.
You can buy spells later without problem though.
So from a somewhat optimizer standpoint: Take the 7 PP if you can afford them. Then learn the Spells later. If you don't wanna that's fine, but you should know the stakes before making that decission
Though one thing I do have to wonder: Exceptional Attribute is 14 Karma, 35 for PP, that makes 49. Even with 25 karma in Negative Qualities that means you have no positive ones at all, which seems rather bland. Qualities are an amazing place to customize your character. Or are you using Karma gen, then I take it all back
