The example is injection, but the point above (differentiating the carrier from the virus) is still completely valid. The point was to make the difference clear, but I'll elaborate.
Augmentation, 129Diseases spread by contact must touch the target’s skin.
The disease itself must contact the target's skin, not the carrier of the disease. A chemical seal is needed to protect from contact with the disease. Again, look at the grenade example. The Ghoul is the Grenade. The HMHVV III strain is the contact bio-agent. If you have a clean grenade with the virus inside, you cannot catch the virus just by handling the grenade (handling in this case meaning not pulling the pin and dropping it at your feet of course) as its the carrier, not the actual virus.
Now if the grenade is covered in the virus from filling it, or if its gone off and covered with the virus, handling it can give you the disease on contact because the carrier is literally covered in the disease as well. Similarly if the ghoul isn't clean (which most feral ghouls probably won't be) or has been severely wounded (exponentially likely when PCs are around), it will be covered with the virus and normal contact with it will be enough to transfer.
Now let's take a look at
Injection so we can see how its different from this scenario.
Augmentation, 129Diseases spread by injection must be injected into the target’s bloodstream or alternately through an open wound.
In this case, the disease would have to be available like above (ie dirty or bleeding ghoul) but the target would
also have to have an open wound for the disease to be absorbed through. Effectively, the grenade would only hurt people with open wounds with its "contact". Note, this is not what I have been saying at all.
In summary, I'm saying that contact vector means the characters have to contact the disease with their skin rather than the carrier. This is different than injection in that with injection the character has to have contact with the disease through an open wound (or injected into them), which is still different than contact with the carrier.
I would also like to point out here than neither injection or contact mention a limitation on bodily fluids.