Yes, both are correct.
If you're looking for ways to deal:
Get a better Sustaining Focus
Maybe Heightened Concentration (adept power from Digital Grimoire)
You can have a Bound spirit eat the penalty for you, but it's costly, has RP drawbacks, and isn't really that great in the first place so I don't recommend it.
Summon or Bind a Spirit of Man with Innate Spell, and have it cast on you and sustain while chilling out somewhere. Note that Innate Spell can't be overcast so the spirit needs fairly high force. This is one of the best options, although it ties up a spirit, especially if you give it something generically useful like Increase Intuition that it can put on a bunch of people.
Take Psyche and suck the penalty down.
If you just want to handle Drain, Centering is a very efficient way to do so. Centering Foci are also useful.