Another way to handle this, is have the employer provide an account for incidentals, and the team can decide how to spend it...but the Johnson will take an accounting afterward. Maybe you don't need to use that 80k sniper rifle to take out the Corp Exec....maybe the cheaper rifle will do fine...particularly considering that it will be at the bottom of a lake at the end of the run. You don't hire a limosine to drive on your daily commute...nor should you bust out the wiz gear for every run. For some things, the trusty stand-bys do just fine.
One thing I've tried to emphasize to my players coming from Pathfinder and DnD....is that this is not your standard game where you get your gear, and that is what you use all the time. This is a world with ultra-modern law enforcement. Its more like GTA the RPG in some senses. Be smart...don't get caught. But again, as other posters mentoned....play the game you and your players are interested in playing.