You're only correct if by "very rare" and "attributed to gross recklessness" you mean "restricted to such situations as pushing a big red button with a sign that says 'Do not push. Will detonate 20 kiloton nuclear device in basement.'"
Otherwise there is no excuse for basically killing a character via fiat without giving some opportunity to use the character's abilities to extricate themselves from the situation.
Never underestimate the ability of some players to put themselves into situations where no dice rolling can save them, despite giant warning flags (and even 'attribute based 'saving throws' to suggest that what they were doing was unwise). Sometimes a poor choice or decision gets you killed, and dice rolling can't do anything about it.
Of course, there's always edge burning in SR, though I don't believe a GM always has to allow that either, but they better have a good reason not to. I've only done so once, and even the player agreed their character should be dead.
Still, its very unique and rare, and if it is coming up semi-regularly, then something is wrong; some gross misunderstanding, miscommunication, or it could be a bad GM. I'm reluctant to automatically attribute anything to a bad GM until I hear the specifics of what the player(s) were doing.