Elves:
40 karma - CHA 3 for 25 karma, AGI 2 for 10 karma + Low Light Vision
Orcs:
50 karma - BOD 4 for 45 karma, STR 3 for 25 karma + Low Light Vision - LOG max reduced by 1 and CHA max reduced by 1 - something
So if Low Light Vision costs 5 Karma and we count each reduced maximum with -10 karma we get to 55 karma, but maybe this something includes shorter lifespan?
Dwarves:
50 karma - BOD 3 for 25, STR 3 for 25, WIL 2 for 10, REA -1 max for -10 = 50, thermographic vision + toxin resistance and higher lifestyle costs seem to cancel each other out
Trolls:
90 karma - BOD 5 for 70, STR 5 for 70, 5 times reduced max for -50 get us to 90, so that reach, thermographic vision, and dermal deposits should equal the even higher lifestyle costs compared to dwarves
But aside from my attribute estimates the others feel fragile to me. So take from that what you will.