First off, I don't normally do riggers, let alone smugglers, but this list should help.
Upgrade the I-doll.
Lasers are forbidden and would draw unwanted attention.
3 or so Fly-Spies for extra eyes.
Some Dragonflies for dealing with small enemy drones.
RPD-X1 Ferrets with a more useful weapon that a Defiance Shocker is a cheap swarm.
Vulcan Liegelord has good stats but 66k might be a little high.
As for smuggling, that would depend on what you plan on smuggling.
The Mack might be a choice for vehicles.
Look at RV's and SUVs for smaller loads.
Try this Sum to 12:
Metatype: AI C (0)
Attributes: B (10)
Depth: E (1)
Skills: B (36/5)
Resource: B (325,000)