Depends on a few things. A hacker/rigger will be a bit tight on the money. Or just don't get everything at top ratings. Get some fair ones to get started on and get the essential gear, you can upgrade programs later.
You can cut back on the drones, getting only what you need. Also, I don't have it yet so I can't check, but I think This Old Drone has a bunch of drones that are considered obsolete so I would think they would be cheaper to buy, harder to maintain (but again, I don't have that one yet and can't verify).
Unless you take In Dept you probably can't start out with everything, but you can pull of doing both. Maybe start with a focus on one and room to grow with the other.
A TM version could free up a lot of nuyen, saving on the cost of programs, and less likely to be heavily cybered so saving there too. Course, it's more BP and karma costly, and since you can only take so many CFs at character gen you'll be threading a whole lot