Aha! Thanks for the clarification. I am not particularly interested in arguing about this, but the idea that BigGuns and I appeared to be reading two different books was driving me looney.
My problem with direct combat spells is that it's not hard, for example, to cast Stunbolt at force 7, bump the damage up to 10 against someone without counterspelling, and take absolutely no drain. So in many cases it's a free instakill. But, if people have a problem with the rule, I won't use it. In this particular case, it really didn't matter either way.