The simple fact is the build you're going for (which appears to ultimately be an infiltration/melee character - i.e. a magical ninja - all spells and powers are geared around these two end roles) is a very (VERY) expensive one - any MystAd is expensive. To be very honest, I've never found what a Mystic Adept does, that either being just a Magician or just an Adept can't do better, but that's perhaps a matter for another thread. Let's try and get you the PC you want.
If you're trying to economize BP, you have a couple big inefficiencies in the burning of a lot of BP (15) hard-maxing your MAG, and as mentioned by others you def have way too many contacts for this build.
I want to address some of bdyer's recommendations, because I don't feel they line up with what you appear to want:
Keep your BOD right where it is at 3 - 4 is not an optimal number at chargen, you're not saving Karma with it, you're not getting any Phys Soak Boxes, you're just spending BP on being able to wear a little bit more armor, where you probably don't need to at chargen.
Since you're using MoM, don't mince around that fact, and do drop that AGI to 1 and never raise it again. I also would second dropping your STR to 1 since your weapon Dam is not STR based and you need every BP you can get, I also agree you should probably drop your CHA by at least 1 point (and get rid of Negotiation too), you can't afford an excursion into social skills at chargen. This will allow you to help out your WIL (Drain stat gooooood) and REA which you should put both at 5 (passive dodge gooooood - no, greeeeat!).
Do not pick up the Increase CHA spell, your group's Face shouldn't need your buff and your BP are too precious at chargen - you need to focus right now if you want to be viable in your roles (infiltration and melee) out of the gate.
I think dropping Increase Gymnastics and Increase Exotic Melee Weap is a good idea right now, but instead use your Power Points for Increased Reflexes (and of course drop the spell) - you are going to use Reflexes every single battle, going through the drain and sustaining it is not worth it, use your spells instead to buff your skills, don't pick up Increase STR you're simply not a STR char.
If you can afford it, absolutely get a Weapon Focus 2 (since there's no way you'll be able to afford a 4) - don't waste your time/Y with a rank 1 weapon focus that you'll just replace soon after chargen.
Utility spells are nice if you can afford them, but pick up non-essential spells dead last in this process.
I agree with bumping your Pistols skill if possible, as you need to have a viable long-range attack - you presently have absolutely nothing. Melee combat doesn't happen every combat - in fact it's kind of rare, unless you seek it out kamikaze style, which is not your gig.
Do not increase your EDG to 3, your BP are too precious.
Made Man is 10 BP and Sustenance is esseentially 2.5 BP, so you'd be spending 12.5 BP for a 12 BP contact ... that math doesn't add up, if you want an uber contact, just spend 12 BP on building one that you don't have to give your time to.
Let's see where you're at after this...
