Heh i like that one though i am not sure how well that would actually work. Couldn't you just get er plugs or something to cancel out all the noise making that negative quality just free extra karma?
But the one i was allowed to use in a game i played in was bad mentor, so my mage only started with 6 spells and not 10. And I had to pay a little extra karma the first time i wanted to learn the first 4 new spells to counter act the bad advice.
and some one came up with the negative quality of to young, her charter was 13 so her strength and body couldn't be higher then 3 at character creation and she suffered a -2 penalty to some social interactions, and +2 when dealing with kids and teens.