My Generic Runner right now is a human with 3 in all attroibutes (200 Karma), Pistols 3, Unarmed 3, Perception 3, Etiquette 3, Stealth 3 (60 Karma total), 20,000 in gear (10 Karma), and 30 Karma on Misc. skills (Computer 1, Pilot Ground 1, a language, some knowledge skills, etc) ... so, 300 Karma to start with.
I'm rolling 200 Karma into "You must hit this bar to enter your archetype" attempts, but they're *very* loose right now with teh Decker, for example, sporting +1 Logic, +1 Intuition, Hacking Group 3, Electronics 3, and some other lil' goodies. 200 is what I needed to make a functional (not good, but *there* magician, so it's working out as my baseline just to see if all the general roles can be worked with. Those with an outsized demand are things I'll wanna fiddle with for the Far Future. Got a ways to go yet.